In addition to regular health insurance, many people opt for dental coverage so that they will have at least some of their dental care financially covered. Although these types of policies are very similar to regular health insurance policies, there are some key facts to keep in mind when filing claims for dental care coverage. Additionally, it can be important to choose a dental office that is clear about the way it handles insurance and open about your responsibilities when it comes to paying for your treatment.
Important Information About Dental Insurance
There are certain things to keep in mind when you are filing an insurance claim with your insurer for any oral healthcare. Many offices will file your claim for you, but it’s still important to consider the following:
- Reimbursement comes directly from your insurance company
- Sometimes a 30-60 day wait is necessary for insurance payment to be met, but according to your dentist’s payment policies, you may have to cover the difference if your insurer takes too long when making a payment
- Some employers provide dental insurance, but there may be caps on the amount of coverage you have
- You may have to meet a deductible before insurance will pay the remainder of a bill
All of these reminders are helpful when you are seeking insurance coverage for dental work. Basically, staying informed about your dental insurance and being clear with your dental office can make this payment process much easier.
At BridgeView Dental, our staff will work with you to file claims with PPO insurance companies so that you can focus on getting and maintaining good oral health. If you have questions about insurance and your dental work, contact our offices today by calling 512-347-8299 to talk with a member of our team.